MAKE YOUR GOLD
WORK

Keep your gold in a secured place. Download our mobile application and have instant access to finance anytime you need money.

Gold purity / Price per gram
333 / 10,450 Dram
375 / 11,750 Dram
400 / 12,550 Dram
416 / 13,050 Dram
500 / 15,700 Dram
550 / 17,300 Dram
585 / 18,400 Dram
705 / 22,150 Dram
750 / 23,550 Dram
840 / 26,400 Dram
875 / 27,500 Dram
900 / 28,300 Dram
916 / 28,800 Dram
958 / 30,100 Dram
999 / 31,400 Dram

Dear Customer

"DIGISAFE" is a fintech credit organization that provides gold pledged consumer loans via mobile application. Gold pledged evaluated and with that amount, a loan limit opened for a client, who can take the loan remotely at any time, by one or several withdrawals. The client can repay the loan or part of the loan anytime, save interest and take the loan again when needed. Once the loan agreement is expired, a client can retake the new loan remotely, at any time using the same pledge.

24/7 Accessibility

Get your loan anytime/anywhere via mobile application.

Refinancing

Repay your loan, save interest and take loan again, when you need it.

Precious stones assessment

Diamonds on the jewelry also evaluated.

White gold rating

White gold accepted as a pledge too.

On-line pledge list

24/7 pledged items ordering from the pledged list via mobile application.

Any device

Mobile application is supported on iOS 11/Android 5 and higher.

Re-lending

Extend your loan from mobile application.

Repayment date selection

Select convenient interest payment date.

Safety

Secure your jewelry with us free of charge and travel all over the world with instant access to finance.

Security

Keep your gold jewelry in highly secured bunker with 24 hours security control system.

Fast

All process of pledging and getting credit limit in your mobile take several minutes.

No additional fees

No monthly or service fee applied.

No penalty

No penalty for late payments.

Eco-friendly

All processes designed digitally to minimize CO₂ footprint

All day service

Support team operates 24/7.

Comfort

Easy access location with big parking lots. Erebuni Mall second floor.

Transform your gold to
the loan only when you need money.

You have gold jewelry but you don't need a loan now? Then keep your jewelry with us, insecure place, free of charge, and get the loan limit on your mobile. Take the loan via mobile application only when you need money, if not, take your gold jewelry back whenever you wish.

Explore services

Travel with no worries
having ready cash in your pocket

You want to travel, but thinking where to keep your gold jewelry? Secure your gold jewelry with us free of charge and travel with no worries. Take an instant loan when you will need money abroad.

Explore services

Take a look at some interesting facts about Gold

Extracted Gold so far in Tones

Gold left to mine in Tones

World Gold jewelry in Tones

Gold melts at °C

Make repayments, save interest
retake loan again.

Repay the loan, or part of the loan, save interest and retake the loan, remotely as many times as you wish. Our product works like revolving lines of credit. You can repay the loan whenever you don't need money and you can retake the loan whenever you need money again. You will pay interest only for the days you used the loan.

Take the loan in one of
the several channels

The client can take the loan via mobile application by choosing one of the following channels

1. Credit Cards
2. Electronic wallets
3. Cobranded Cards
4. Bank Accounts

Loan terms

Don't wait download our app now.

"DIGISAFE" mobile application is a unique and innovative solution in the region.

Our Customer's feedback

It is so convenient to keep gold in a secured place and have such an app in your mobile while traveling.

Vahan AdamyanFacebook

I was surprised to find out that Digisafe will accept also white gold with diamonds.

Manana MkhikyanMessenger

Its great, I can get a loan for a few days to close cash flow gaps and not pay interest for the whole month.

Khachatur MkrtchyanFacebook

Can I pledge but take the loan later?

Yes. You can pledge/leave your gold jewelry free of charge and take the loan later when you will need money.
Where my gold jewelry are kept? Is it safe?

Gold jewelry and other pledged items are kept in a bunker built with security control standards of Central Bank and with 24 hours video surveillance system. Yes, it is absolutely safe.
Can I take my jewelry back, anytime I wish?

Yes. You can order the jewelry via mobile application anytime you wish and take it back if the loan limit for that item is not used.
Can I change my pledge?

Yes. You can change your pledge with an equivalent pledge anytime you wish.
Should I pay penalty if I delay my monthly interest payment?

No. There is no penalty charged for late payment, however, if the payment is overdue more than 90 days the pledge will be sold to close your interest and loan obligation.
What is the minimum and maximum amount of the loan/pledge?

The minimum amount of the loan should be not less than 2,000 Dram and the maximum amount of the loan should not exceed 11 mil Dram. However, the pledge amount should not be more than 11,5 mil Dram.
How can I make my monthly interest payments?

You can make your monthly interest payments by credit card, via bank transfer, or via cash terminals.
Can I choose the interest payment day myself?

Yes. You can choose a convenient monthly interest payment day via a mobile application.
Who are the clients of "DIGISAFE"?

The DIGISAFE clients are individuals who are actively using mobile applications, have cash flow gaps, appreciate freedom, flexibility, and saving, love traveling, and prefer to keep gold in a secured place.
What is the maximum loan/amount for e-wallets?

By one transaction, you can transfer a maximum 1mil AMD loan to your electronic wallet, as based on Central Bank regulations the maximum outstanding amount in any electronic wallet can not exceed 1 mil AMD.

Can I extend my loan via mobile?

Yes. When the loan is expired you can extend/take the new loan remotely via mobile application.
If there is no outstanding obligation can my family member take my pledge back?

No. Only clients can take their pledge back unless there is a notarial authorization granted by a client to the other person to take their pledge instead.
Do you have any monthly service fee or other fees?

No. There is no monthly service fee or any other fee charged to the client. However, there can be one-time charges from the third parties depending on which loan receiving channel the client will choose.
How many times can I repay and retake the loan again?

Within the loan limit, you can take the loan or parts of the loan and close the loan or part of the loan unlimited times, whenever you wish.
Can I take the loan from abroad?

Yes. You can take your loan from any country you wish, for that you need to activate roaming on your mobile to get SMS for confirmation and complete transaction. After that, you can continue by Wi-Fi.
How long does the whole process take?

You can download the mobile application in advance to save time, however, even if you don't, the whole process of pledging and getting a credit limit on your mobile will take several minutes.
Where can I contact the support team?

You can contact our support team 24/7 using the chat on this website or calling +37412585999.
Where are you located? When are your working days/hours?

We are located in Yerevan,17/1 Erebuni street in "Erebuni Mall" and operating all days of the week from 10:00 to 22:00.
Can I repay the loan at the end of contract time?

Yes. You can repay the loan at the end of the contract or you can choose to extend it. However, you can also repay the loan or part of the loan with no penalties anytime you wish.
Who is controlling "DIGISAFE"?

Central Bank of Armenia controlling and supervising "DIGISAFE".